These Terms of Use, as may be modified or amended periodically by Richter (as defined below), is legally binding agreement made by and between Richter and you, personally and, if applicable, on behalf of the entity for whom you are using any of Richter’s products or services, (collectively, “you” or “your”). These Terms of Use govern your use of this website, so please read it carefully. The “Effective Date” of these Terms of Use is noted at the bottom of this document.

1. By accessing or using any part of this website, you agree that you have read, understood and agreed to be bound by these terms of use, which contains waiver of class-action rights and liability limitations. If you do not agree to be so bound, you may not access or use this website. Unless otherwise explicitly stated, Richter disclaims any and all warranties whether provided by Richter, its affiliates, or its respective employees and agents.

2. This website and its content are made available only to provide information about Richter and its related entities, Richter S.E.N.C.R.L., Richter LLP, Richter & Partners, Richter Inc., Richter Management Ltd. RFO Capital Inc. (hereinafter individually and collectively “Richter”). In making this website available, no client, advisory, fiduciary or professional relationship is created, intended or established, nor is any information on this website intended to constitute any service or advice, whether accounting, tax, legal, consulting or other professional advice or otherwise. The contents are not a substitute for the user seeking advice from a professional that is familiar with the user’s factual situation or circumstances.

3. All content published on or otherwise accessible through this website, including without limitation all texts, designs, images, photographs and other information, is protected under Canadian and other copyright laws to the maximum extent permitted. The content, and the copyright in the content, are owned or controlled by Richter and/or its affiliates, licensors, suppliers, representatives or agents (each a “Copyright Holder”). The Copyright Holder grants you a limited license to display or print the content for your own personal and non-commercial use only. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell these materials in any form or manner without the express written permission of the Copyright Holder(s) of the content. You must abide by all copyright notices, information and restrictions contained in any content on, or accessed through, the website and maintain such notices in the content. The Copyright Holder(s) do not warrant or represent that your use of materials displayed on, or obtained through, the website will not infringe the rights of third parties.

4. You agree that Richter may collect, use, and share your personal information which you submit on the Richter websites in accordance with the Privacy Policy.

5. Richter does not intend for the information contained on this website to address matters or situations concerning individuals, corporations, partnerships or any other business entities. Richter does not promise or guarantee that the information contained on this website is accurate, complete, updated regularly and obtained from reliable sources.

6. This website and the information contained herein are provided “as is,” and Richter makes no express or implied representations or warranties regarding this website or the information therein. Without limiting the foregoing, Richter does not warrant that the website or information will be error-free or will meet any particular criteria of performance or quality. Richter expressly disclaims all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.

7. Richter makes no representation or warranty with respect to any third party materials, information, services, whether received or accessed via any links provided by,  or in connection with,  this website or otherwise, nor does such a link between the Richter website and a third-party website constitute an endorsement or recommendation of such third-party materials, information or services. Richter makes no representation or warranty with respect to any information or services which may be purchased or obtained from Richter or any third-party as a result of using the website. Furthermore, despite Richter’s adoption of a privacy policy, personal information may sometimes be unlawfully disclosed or intercepted, in which case you will hold Richter, its partners, and directors harmless of any liability, subject to Richter committing a gross fault.

8. Richter will not be liable to you or any third-party for any consequential, incidental, indirect, punitive or special damages (including, without limitation, damages relating to lost profits, lost data or loss of goodwill) arising out of, relating to or connected with the use of this website, regardless of the cause of action on which they are based, even if advised of the possibility of such damages occurring.

9. In no event will the aggregate liability of Richter arising from, relating to, or in connection with these Terms of Use or the website exceed $50.

10. You agree to indemnify, defend and hold Richter and its employees, representatives, agents, attorneys, affiliates, directors, officers, members, managers and shareholders (“Indemnified Parties”) harmless from any damage, loss, cost or expense (including without limitation, attorneys’ fees and costs) incurred in connection with any third party claim, demand or action (“Claim”) brought or asserted against any of the Indemnified Parties: (i) alleging facts or circumstances that would constitute a breach by you of any provision of these Terms of Use or (ii) arising from, related to, or connected with your use of this website. If you are obligated to provide indemnification pursuant to this provision, Richter may, in its sole and absolute discretion, control the disposition of any Claim at your sole cost and expense. Without limiting the foregoing, you may not settle, compromise, or in any other manner dispose of any Claim without the consent of Richter.

11. These Terms of Use shall be governed by and construed in accordance with the laws of Québec and the federal laws of Canada applicable therein. The parties hereby agree and consent to the exclusive jurisdiction of the courts of the province in which you reside. The parties have required that these Terms of Use and all related documents be drawn up in English. Les parties ont demandé que ces termes et conditions ainsi que tous les documents qui s’y rattachent soient rédigés en anglais.

12. Richter reserves the right to terminate or suspend access to the website and/or to terminate these Terms of Use at any time without notice and for any reason whatsoever. Richter reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in their sole discretion. The Terms of Use of this website and all other documents referenced herein constitute the entire agreement between Richter and you with respect to your use of this website. Richter’s failure to insist upon, or enforce strict performance, of any provision of these Terms of Use shall not be construed as a waiver of any provision or right. If any terms in these Terms of Use are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions hereof.

If you have comments or suggestions, or experience any difficulties with our website, send an email to info@www.richterguardian.com

In the spirit of continuously improving and adapting our policies and procedures, we reserve the right to modify these Terms of Use or the Privacy Policy at any time, and without notice.

Last Revised:  December 2015